We have the knowledge and capacity to handle the most complex commercial insurance risks and will work together with you to design a coverage to suit your company requirements.

We offer specialized markets for the following industries:

PROFESSIONAL SERVICES
Error & Omissions Liability Insurance
Directors & Officers Insurance
Employers Liability Insurance

MANUFACTURING, DISTRIBUTING & WHOLESALE SECTORS
Chemical Products Processing
agricultural; industrial chemicals; paints & varnishes; adhesives; soaps & cleaning compounds

Metal Products Manufacturing
occupation machinery; automotive components; electrical machinery & components

Plastic Products Processing
automotive components; packaging; blow molded products; shaped & formed products

Food & Beverage Processing
dairy food & beverages, non-dairy beverages, biscuits & bakery products; confection products; animal feeds & pet foods

TRANSPORTATION & WAREHOUSING
Canadian based operating within Canada and the continental U.S.A.

Truckers Package Policy includes auto, cargo and general liability for common, contract or for-hire carriers
Public Transportation and Public Warehousing

CONSTRUCTION & ENGINEERING
Trade Contractors
concrete pouring & finishing; excavation & grading; structural erection; tile & terrazzo

Project Managers

General Contractors
residential & commercial; industrial & institutional buildings

Heavy Construction Contractors

Residential Home Builders

Small Business Insurance:
Whether you are a new owner of a small business or your business has been established for many years, a "Small Business Package Policy" can be designed to satisfy your insurance needs. This policy features an extensive list of coverages drawn together specifically with the small business owner in mind. We represent many insurance companies who can offer a very competitive quote with many convenient payment options. We recognize that as a small business owner, your time is important and therefore we offer a quick and easy method of effecting the insurance policy when the coverages are required.

Home Business Insurance:
In today's marketplace of downsizing and human ingenuity, a significant amount of people are working from their homes. Our insurers recognize these changes and have allowed extensions to be added on habitational policies to meet these needs. They have designed it to extend coverage to a small full or part-time business or office at a greatly reduced premium. Target markets include:

Accounting Offices
Advertising/Marketing
Computer Consultants
Doctors
Florists
Graphic Artists
Interior Decorators/Designers
Music Tutoring/Teaching
Photography
TV & Radio Repairs
Word Processing
Yard Maintenance
And Many More

Coverage extensions to these businesses may include:

Accounts Receivable
Business Interruption
Business Property
Liability Coverages

* Your present home policy excludes business operations in the home unless properly endorsed.